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Inventory Record Keeping: Your Annual Physical Inventory in 7 Steps

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If you’re like most jewelers, the start of a new year doesn’t mean vacation time quite yet, but rather time to take inventory.

With many former jewelers on the JM staff, we understand your pain. Inventory record keeping is rarely looked forward to. Consider that you’ll be doing it directly after months of preparing for and executing holiday sales, it starts to seem like an exceptionally daunting task.

However, doing it is vital for your business operations and if you take a few moments to prepare, the process will run much more smoothly.

These short videos can help get you started:

Inventory Record Keeping for Retailers

Inventory Record Keeping for Wholesalers

The following seven steps for recording an annual physical inventory gives you additional guidance:

Step 1: Begin with all of your stock labeled, identified and priced.

Your sales tags should include category numbers which indicate the type of merchandise. Category numbers are helpful because it’s convenient to record your annual physical inventory by category. Keep a separate record for each category. Sales staff jewelry lines and scrap gold measurements should be included in the annual physical inventory.

Step 1: Begin with all of your stock labeled, identified and priced

Step 2: Gather all merchandise from each category into separate areas. This prevents the need to re-inventory categories if merchandise is missing.

If something has gone missing, you made need to reevaluate how your business can reduce the risk of internal theft.

Step 3: It’s best to work in teams of two, with one person reading the tags and another person recording the information onto separate inventory records either on paper or by computer.

The annual physical inventory should include the date the inventory was taken, the category number, and each item’s inventory number, quantity, and brief description, as shown on the next page. There is no need to provide complete descriptions of items listed in your annual physical inventory. The inventory number is sufficient to find the purchase invoice, which gives a complete description of that item.

Step 4: When a category has been inventoried, check it for accuracy.

If the number of items and dollar values match, place the merchandise in the safe, vault, or under your showcases. This prevents merchandise from being inadvertently recounted or mixed into other categories.

Step 5: After all items have been inventoried, complete a cover sheet, similar to the one below.

Step 5: Complete a cover sheet

Step 6: Compare the perpetual inventory value to the physical total.

Step 7: Store your annual physical inventory in a fire-resistive container or safe that does not hold merchandise.

Keep a copy of the last two annual physical inventories in a safe place away from your business, such as at your home, accountant’s or bookkeeper’s office, or in a bank safe deposit box. You will need the exact total for your Jewelers Block insurance application or renewal.
 

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About Jewelers Mutual Group

Jewelers Mutual was founded in 1913 by a group of Wisconsin jewelers to meet their unique insurance needs. Later, consumers began putting their trust in Jewelers Mutual to protect their jewelry and the special memories each piece holds. Today, Jewelers Mutual continues to support and move the industry forward by listening to jewelers and consumers and offering products and services to meet their evolving needs. Beyond insurance, Jewelers Mutual’s powerful suite of innovative solutions and digital technology offerings help jewelers strengthen and grow their businesses, mitigate risk, and bring them closer to their customers. The Group insurers’ strong financial position is reflected in their 38 consecutive “A+ Superior” ratings from AM Best Company, as of November 2024. Policyholders of the Group insurers are members of Jewelers Mutual Holding Company. Jewelers Mutual is headquartered in Neenah, Wisconsin, with other Group offices in Dallas, Texas, Miami, Florida and Raleigh, North Carolina. To learn more, visit JewelersMutual.com.