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The Clarity Blog

Don't be Fooled! 7 Tips for Jewelers Buying Gold

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The initial gold-buying frenzy may have passed, but many jewelers continue to buy estate and scrap jewelry from consumers on a regular basis.Don't be Fooled! 7 Tips for Jewelers Buying Gold

If you’re one of those who continue to have success with purchasing scrap metals over the counter, know that it’s not without risk. Keep this advice for buying scrap in mind to help make all of your transactions as smooth as possible:

Investigate local, state, and federal requirements to learn whether you need to adhere to certain gold-buying laws, such as:

  • Obtain a secondhand dealer’s license,
     
  • Request identification of the seller,
     
  • Keep a log with a detailed description of each item purchased and the seller’s name and identification,
     
  • Hold items for a specific time period,
     
  • Comply with the USA PATRIOT Act.
     

Be prepared to keep a daily log that includes:

  • Purchase date;
     
  • Total weight of scrap gold and other metals, sorted by type (Platinum, 14k, 10k, etc.), purchased that day;
     
  • Market value as of the purchase date.
     

Be aware that local ordinances may prohibit cash payments

If, however, you may use cash for over-the-counter purchases, consider making smaller and more frequent cash withdrawals to limit the amount of cash on your premises.

Payments by check are preferable for security purposes

If after the transaction you discover that a switch or other problem with the scrap metals has occurred, you may have time to cancel payment on the check.

RELATED: 16 Ways to Stay Alert for Check & Credit Card Fraud
 

Consider extra surveillance cameras in the area where you conduct your gold buys 

Obvious surveillance cameras can be a deterrent in the war against jewelry crime. Ensure that the camera is set up to record a clear facial shot of the person(s) from whom you are buying the gold or other precious metals.

 

Do not hesitate to stop the transaction

Trust your instincts if something seems wrong or “off” with a potential seller. If the seller rejects your purchase offer and upon exiting the store changes his/her mind, be wary. You will need to re-evaluate the entire lot in order to make sure a switch has not occurred. This is a common ploy of switch artists.

Join a local crime network

  • They share invaluable information regarding current crime trends and stolen merchandise.
     
  • They are very helpful in preventing the purchase of stolen merchandise.
     
  • They can also assist in the identification and apprehension of criminals.

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About Jewelers Mutual Group

Jewelers Mutual was founded in 1913 by a group of Wisconsin jewelers to meet their unique insurance needs. Later, consumers began putting their trust in Jewelers Mutual to protect their jewelry and the special memories each piece holds. Today, Jewelers Mutual continues to support and move the industry forward by listening to jewelers and consumers and offering products and services to meet their evolving needs. Beyond insurance, Jewelers Mutual’s powerful suite of innovative solutions and digital technology offerings help jewelers strengthen and grow their businesses, mitigate risk, and bring them closer to their customers. The Group insurers’ strong financial position is reflected in their 38 consecutive “A+ Superior” ratings from AM Best Company, as of November 2024. Policyholders of the Group insurers are members of Jewelers Mutual Holding Company. Jewelers Mutual is headquartered in Neenah, Wisconsin, with other Group offices in Dallas, Texas, Miami, Florida and Raleigh, North Carolina. To learn more, visit JewelersMutual.com.