Employment-related lawsuits continue to rise and in order to be protected, a special type of coverage is needed: employment practices liability insurance (EPL).
The stats around EPL aren't pretty and give a powerful reason to have the coverage. In an article posted by Trusted Choice, employee lawsuits have risen 400% in the past 20 years!
Theft (defined the Jewelers' Security Alliance as the taking of property without force or fear) is like the Trojan Horse of crimes in the jewelry industry.
History buffs know what I'm talking about. The heavily-secured fortress of a jewelry business gets compromised by a small army of savvy thieves disguised as customers.